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Digitising gold savings schemes: what customers expect in 2026

Gold savings schemes have driven jewellery loyalty for generations. What has changed is the experience customers expect around them.

Digital passbooks, instant balance checks and payment reminders reduce friction and defaults. At redemption, the value should apply cleanly at the counter with no manual reconciliation.

Jewellers who digitise schemes see more predictable, recurring footfall and a stronger reason for customers to choose them over the shop next door.

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